This is not an offer for extension of credit nor a commitment to lend and is subject to change without notice. Certain restrictions may apply on all programs. 1 Property insurance and the fee to release an existing mortgage may be required. In addition, an early closure release fee may be charged to recover all third party costs incurred in originating your line or loan if you close your account within 36 months. For home equity lines of credit only, an annual fee of $50 will apply starting on the first anniversary of account opening. 2 Calls are randomly monitored and recorded to ensure quality of service.