Just because you already have a home equity loan doesn’t mean there’s not ways you can improve upon it. And with interest rates as low as they are, now is a great time to adjust your loan to better meet your needs. Lower your monthly payments by refinancing and locking in a better rate.
Already have a line of credit and need a little more flexibility?. We can help you open up a larger line of credit to accommodate your family’s ever changing needs.
Home Equity Line of Credit
Refinance your existing line of credit or home equity loan into a Citi home equity line of credit. We offer some of the most competitive rates in the market, a consistent quality customer experience, and the products that fit your life stage.
- Get more available money. Citi allows you to establish a credit line in most states up to 90% of the value of your home.
- Flexible usage. Citi will provide you with a book of checks so you can easily access your line of credit.
- A trusted lender. Citi is known for their superb customer service and their wide selection of financial products and services to help you not only today, but also your entire financial life.
Fixed Rate Home Equity Loan
Considering moving your variable line over into a fixed rate loan or refinancing your existing loan into a new one? Citi’s home equity loan rates are among the best in the market. If it is more money you need we offer loans up to one million dollars. Call now, or apply online and we’ll help you readjust your existing loan to fit your situation.
Here are other reasons as to why you should choose Citi’s home equity loan product:
- Have a structured payment plan. Know when your debts will be paid off by establishing a fixed payback term.
- No more variable rates. Reduce your risk by establishing a fixed rate, fixed term, and fixed payment.
- Reduce your taxable Income. Your interest paid with a Home Equity Loan can potentially be 100% tax deductible. †
